Q. Can I Draw Private Disability Checks While Also Receiving Social Security Checks for Disability?

A. Yes. The terms of your private disability compensation is contractual and controls whether these payments are pro-rated or changed by the receipt of Social Security Disability Income. Federal law requires full payment of Social Security disability checks regardless of the receipt of private disability checks for the same disability. However, most private disability plans have contractual provisions requiring repayment and/or discounts of compensation paid when SS disability check commence. We can review your private distribution plan and help you understand your obligations.